Wednesday, October 19, 2011

Small Justices = Monumental Changes

    





 


Today was the day that all of the lengthy and laborious emails I sent to my Algebra instructor were quantified. During the first days of class,  I've entertained the idea that I may be "out of practice"  due to my inability to grasp the teachers instructions on information that I already knew. Then, on day 5, she (the instructor) sprung a "pop" quiz on the class. "Pop" quiz? Seriously? What am I in grade school? The only thing I could thing of was how rude and inappropriate that was. The result of that "pop"quiz is to be applied to my final grade and of course, I failed it. I don't know about the rest of the class but I wanted an A! I felt like she was intentionally threatening that?!

     Immediately after class I was moved to inform this instructor of  the inappropriateness of her stinkin "pop" quiz and of her discomfiting teaching style (in the most professional manner possible mind you). It went something like: Your instruction is valuable to me......pop quizzes interfere with objectivity due to added stress and anxiety.........blah, blah, blah, you get the picture.  She responds by writing that I should schedule a meeting with her to reinforce the material...... blah, blah, blah. I then had a sinking feeling that the A, I so despretley wanted, was unattainable due to my inability to understand and her inability to instruct. 

     That is when the proverbial shyt hit the fan. In the next class, a lot of the other students started voicing their inabilities to understand her-- No, No, No, let me restate that; they started down right attacking this poor little Asian teacher on the way she's teaching (or should I say not teaching). So much so, that there was an out burst from a different person every step of the way. Either she was moving too fast or not explaining all of the steps. I secretly and quietly sat in the back of the class smirking and giggling to myself  as the validation of my feelings manifested in the voices of those, mmmm, how should I saaaay..... ghetto acting students(?).

    I suddenly, no longer felt the need to send lengthy emails to the instructor and/or administration for the disgruntle feelings I had about paying for a service (school) that I am not getting. For all the mouthy ladies and gentlemen in the class, it was only a matter of time before she adhered to the requests in my emails and the voice of the masses. Or so you would think. But nooooooo. While only showing slightly noticeabe, minute, changes in her instruction, she continued on with her speed teaching and skipping pivotal instructions all the while, adding confusion to the mix by not adhering to specific formulas for problem solving. Basically, flip floppin, back and forth as if to intentionally misdirect. And on top of that, had a stinky attitude.

    Two months into the course, the class size reduced to about 50% of it's original size (undoubtedly due to her ill teaching manner). And, I was feed up with her and the class disruptions. I was moved again to write. I wrote the lengthiest of lengthy emails to her, in the most scholarly fashion imaginable, outlining all of the negative effects that her "teaching"  practices had on the class and things she can do to improve information retention as well as how to increase the percentage of class size retention. I then carbon copied the entire math depart. I'm talking math Deans, Professors, Presidents, Instructors and all. Pause..... Digest ...... OK.


    Well, long story a lil bit shorter-- Today, 20 minutes before class was to be dismissed, the instructor announced that a class evaluation was going to be given in the remaining 15 minutes of class. She left and another instructor came in and passed out scan trons. The students in the class laughed and joked about how easy it was going to be. I, sitting in the back of the class with my same little smirk as before, filled out my evaluation of her a bit more kindly than I felt was deserved, for I knew that the rest of the class would certainly crucify her. 

Saturday, September 24, 2011

Prelude To An Obvious Paper Trail: A Brief Lesson In Stock Trading Options



Define Put Option- An option contract giving the owner the right, but not the obligation, to sell a specified amount of shares at a specified amount and time. A put becomes more valuable as the stock depreciates.

 Functional Definitions:

         FD1: Say you own shares of a stock, and you plan to sell those shares at a specific time in the future. You don't want to lose money when you sell them. You think that maybe the stock is going to decline by the time you want to sell it. So, you find and investor who will sign a contract to purchase those shares at your chosen time of sale and at the rate that they are at the time of signing (a put option), for a fee of course. Now, when the time comes for you to sell and the stock has declined, you can still sell those shares to the investor (put option signer)for the same rate that they were at time of signing. The flexibility of a put option lies in that, if the stock increases, you don't have to sell, only causing you to lose the monies paid for the fee of the put option.


FD2: If you don't own shares of a particular stock, you can purchase a put option on it as well! Buying a put option on shares that you don't own, allows you to do just the same, find an investor who will sign a contract to purchase these particular shares from you at your chosen time of sale and at the rate that they are at time of signing. However, this practice is pretty much a betting game and a gamble. Allow me to explain, If you are purchasing put options for shares that you don't even own, then you are pretty much speculating, hoping and praying for that stock to decline at a specific time. So when it does decline, you can go to the market, buy up that declined stock, and sell it to the investor (put option signer) that has contractually agreed to buy them at the higher price they were before declination!



In the stock exchange market, the average ratio of put options to call options (an opposite trading option) is roughly about 1:1 on particular days and only slightly higher on others. When there is a wild discrepancy in that ratio it is typically an indication that the buyer of these options has a reason to believe the particular company is about to have a serious change of fortune. This is known as Insider Trading, the trading of a companies' stocks, bonds, options and what not by individuals with access to non-public information about the company. Potentially, you could use non-public information to make monumental gains in the market, as well as avoid losses, if it were legal to do so. Yes this act is considered illegal! So when the put:call ratio of a company spikes suddenly the U.S. Securities and Exchange Commission is alerted, and an investigation soon follows.



To Be Continued..............



Tuesday, August 23, 2011

Customer Disservice



Dear Jack-N-The-Box customers,

If you are unhappy with the service or your food was unsatisfactory… Oh well… you will not be receiving a refund. However you will be allotted a voucher only good at Jack-N-The-Box so that you must return. Taking your business elsewhere will not be tolerated any longer. Shit or shine, once the money transaction has occurred the jack ball comes off!

Wednesday, August 10, 2011

The Saint Louis Public Bull District



So... I'm planning on posting a review/evaluation of the SLSP soon so stay tuned faithful followers...